Keeping Up with Consumer Demand
Digital banking users are increasingly looking for a fast, safe, and easy way to send money to friends and family. By integrating Zelle® or the Neural Payments peer-to-peer (P2P) payments service into your digital banking platform, your users can send and receive money directly between almost any checking or savings account in the U.S.
Secure, Reliable Payment Options
With several payments options available, Apiture allows financial institutions to choose the solution that best meets their needs:
- Through an integration with Zelle®, an industry-leading payments provider, your users can send money to people they know and trust. Zelle® is available on both online and mobile banking platforms, or through the Zelle® app. Payments require only an email address or U.S. mobile number, so sensitive account information remains safe.
- Apiture also offers an integration with Neural Payments, a P2P payments service that enables recipients to choose how they want to receive their money. After receiving an email or text message notification directly from the sender, recipients can confirm the payment using their preferred method of acceptance, including PayPal, Venmo, and debit card.
Sending Money to Friends and Family
Apiture’s available payments options offer consumers a fast, safe, and easy way to send and receive money between friends and family, even if the recipient uses a different financial institution. A U.S. checking or savings account is required, and transactions between enrolled consumers typically occur in minutes.
These payments options are fully integrated into your digital banking platform and are not tied into a specific bill pay platform. The payment process uses an email address or U.S. mobile phone number, taking sensitive financial data out of the equation.
For small businesses that want to use payments services, Zelle® offers an integration with Apiture Business Banking, allowing an easy way to send, request, and receive money with an email address or U.S. mobile phone number. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their U.S.-based financial institution’s online or mobile banking experience.
Ready to See How Apiture Can Deliver for You and Your Account Holders?
For information about how Apiture can help your community bank or credit union, contact us.