Apiture Digital Banking Platform

Modern, fully featured, and tailored to meet the needs of 
your account holders, our digital banking solutions help set you apart.

Consumer
Banking
Business
Banking
Digital Account
Opening
API
Banking
Data
Intelligence

Our digital banking platform, hosted in the Amazon Web Services (AWS) cloud, delivers unmatched security and reliability, including 99.996% uptime in 2023. We monitor systems 24/7 to identify issues before your account holders do — even when the issue stems from a third party.

By partnering with more than 200 best-of-breed fintechs, we give you the choice and flexibility to create the digital experience that’s best suited to your unique community.

With more than 40 core integrations, the Apiture platform is ready to support your institution. Our online and mobile solutions are built to ensure an easy transition when changing providers while minimizing disruption to your internal processes.

Redefining Digital Banking

Learn more about our award-winning digital solutions for businesses and consumers, trusted by hundreds of banks and credit unions nationwide.

Our Digital Banking Solutions

With online and mobile solutions for both banks and credit unions, the Apiture Digital Banking Platform enables you to deliver the experience and features your account holders expect.

Apiture's consumer banking platform on a laptop

Consumer Banking

With the #1 user-rated mobile app and an intuitive online banking solution, Consumer Banking from Apiture provides the modern, fully featured experience your account holders demand.

Apiture's business banking platform on desktop

Business Banking

Our Business Banking solution is purpose-built to support companies of all sizes, providing the commercial banking features and capabilities that modern businesses need to thrive.

Apiture's digital account opening on a desktop

Digital Account Opening

With our Digital Account Opening solution, consumers and businesses can open and fund new accounts from any device within minutes.

Apiture's developers portal on a desktop

API Banking

With Apiture’s API Banking solution, your developers can create truly unique digital banking experiences using our embedded banking components, events, and APIs.

Apiture's data intelligence platform on a desktop

Data Intelligence

Apiture’s Data Intelligence solution makes it easy to glean important insights from user activity, enabling you to efficiently acquire new account holders, cross-sell products and services, and retain business.

Apiture Is Redefining Digital Banking, One Award-Winning Solution at a Time

2022 Xcelent Award

Overall Leader, Digital Banking

Javelin

2022 Small Business Digital Banking Vendor Scorecard

Winner, Breadth of Functionality

Celent

Most Effective Bank-Fintech Partnership

Winner, Best Digital Banking System

FinTech Futures

Winner, Best Digital Banking Solutions Provider, 2022

Winner, Embedded Finance Innovation

Juniper

Gold Winner for Embedded Finance Innovation 2023

Winner, Bank-Fintech Partnership

IBS Intelligence

We empower banks and credit unions to know and serve their customers and members with the care of a traditional community institution at the scale, speed, and efficiency required in today’s digital world.

Hear from Our Clients

Apiture has a genuine interest in being a 50/50 partner.

Craig Rodenberger SVP, Chief Marketing Officer, Ephrata National Bank

We have been very pleased with Apiture’s platform, customer service, and delivery. Through their banking solution, First Reliance has been able to attract larger business customers, thus driving notable revenue growth.

Rick Saunders Chief Executive Officer and Founder, First Reliance Bank

By partnering with Apiture, we will be able to deliver the comprehensive digital banking capabilities our customers will require along with the outstanding customer experience they expect online today.

Barry Sloane Chairman, President and Chief Executive Officer, NewtekOne

My [Apiture] customer success manager has taken the time to get to know me and my expectations. When I have a question or issue, I can always get my CSM, or even an upper manager at Apiture team, on the phone. The team listens, takes feedback and really works to improve.

Sherry Darnell AVP of eBanking, Cross Keys Bank

Apiture and our ecosystem partners are crucial in delivering an open banking platform that allows us to treat each of our customers like the only customer in the bank. You simply cannot do that on legacy technology, and we are thrilled to be live with Apiture next-generation platform to deliver on our mission to be America’s small business bank.

James S. (Chip) Mahan III CEO and chairman at Live Oak Bank

Our partnership with Apiture further positions First Reliance as a leader in the banking industry. The product delivers like-features as those provided by larger institutions, but without losing the personalized relationships we have established within the communities we serve.

Ben Brazell Executive Vice President Retail Banking, First Reliance Bank

Besides opening an account or taking a loan, our online and mobile channels are the most important services we provide. It’s something that people depend upon, and they want to know that it’s safe and secure. It’s critical that they can trust us to provide that experience and we trust Apiture to continue to deliver it.

Sharla Reed VP of electronic banking, Savings Bank of Mendocino County
Virtual Bank Logo

We’re excited to partner with Apiture to launch our VirtualBank brand. Apiture’s API-first platform will enable VirtualBank to work with the leading technology companies we need to be able to compete in a digital-first market.

Anthony Restel CEO, First Horizon / Virtual Bank

We’ve had a lot of positive feedback on [Apiture’s] new mobile experience. I’ve even been contacted at home in the evening from members and employees telling me how much they enjoy the new application.

Jenny Casteel Director of ecommerce, Listerhill Credit Union

The custom development with Apiture was one of the most effortless projects we’ve worked on. It was very low maintenance from the FI side, which was amazing.

Dustin Kizer Digital services director, Alabama Credit Union

At Apiture, we’ve integrated our digital banking platform with more than 200 leading fintech providers to deliver best-in-class solutions, and we continue to seek suppliers with innovative products or services that will drive value for community banks and credit unions.

Get in touch to see how the Apiture Digital Banking Platform can fuel your institution’s growth.