Stand out from the competition with flexible, innovative online and mobile banking solutions for your retail account holders.
Give consumers a fully featured, differentiated experience through hundreds of pre-built integrations with the industry’s leading fintechs. Integrations to 40+ leading cores allow you to enhance your digital offering without changing your core provider.
Our turnkey web and mobile interfaces are brandable and built with intuitive design principles, enabling account holders to easily navigate the solution so they can manage their finances efficiently.
Built on the Amazon Web Services (AWS) cloud, our platform delivers unmatched uptime, security, and reliability. Our administrative portal monitors systems 24×7 to identify issues before your account holders do — even when the issue stems from a third party.
Your account holders demand tools to help them manage money and improve their spending habits and financial acumen.
Give them powerful options with Apiture’s My Spending and My Credit Score, offering holistic views of their finances and credit through spending insights, intelligent auto-categorization, and credit reporting tools.
Apiture Family Banking, powered by Greenlight, is a financial literacy tool that helps kids become financially savvy and independent while offering parents a layer of oversight. Families can allocate funds to three separate buckets — spending, saving, and giving — providing hands-on money management experience with a debit card.
Family Banking also has benefits for parents — the ability to automate allowance, manage chores, and send money instantly to their children.
Your account holders require the ability to quickly and securely move money between their accounts.
Our solution provides a full range of options — including bill pay; P2P payments; wires; and standard, multi-account, cross-account, and external account transfers — to help consumers manage their finances in multiple ways.
Institutions that rely on batch or next-day alerting to identify fraud situations often scramble to recover funds after they have already left the institution.
By implementing Apiture’s real-time fraud detection solutions, your institution can proactively detect and immediately respond to potentially fraudulent scenarios and analyze transactions to identify fraud in real time.
Use the power of data to better understand and market to your account holders. With Apiture’s Data Intelligence solution, you’ll benefit from a suite of analytics and marketing tools to help you glean essential insights from user activity, cross-sell products and services, and build brand loyalty through targeted campaigns.
Whether you have in-house data analysts or want to rely on partners for support, our multi-tiered toolset has options to help you.
As the use of digital banking channels grows, providing in-application support is more important than ever. Our robust digital support tools — including screen sharing, video, chat, voice, and text capabilities — are integrated with our platform to provide account holders with the real-time support they need.
Meeting them where they are — on their screens and in their apps — provides the flexible support tools users need the instant they need them.
Coupling digital account opening with our Consumer Banking solution supports your growth by giving consumers a quick, seamless way to initiate a relationship with your institution online. Our comprehensive solution facilitates the account opening process from end-to-end for the most popular account types, including new checking, savings, money market, or certificate of deposit (CD) accounts.
Our highly configurable framework provides a choice of identity verification providers, the ability to fund accounts immediately, and an easy-to use administrative tool.
Overall Leader, Digital Banking
Javelin
Winner, Breadth of Functionality
Celent
Winner, Best Digital Banking System
FinTech Futures
Winner, Embedded Finance Innovation
Juniper
Winner, Bank-Fintech Partnership
IBS Intelligence
We empower banks and credit unions to know and serve their customers and members with the care of a traditional community institution at the scale, speed, and efficiency required in today’s digital world.
Craig Rodenberger SVP, Chief Marketing Officer, Ephrata National BankApiture has a genuine interest in being a 50/50 partner.
Rick Saunders Chief Executive Officer and Founder, First Reliance BankWe have been very pleased with Apiture’s platform, customer service, and delivery. Through their banking solution, First Reliance has been able to attract larger business customers, thus driving notable revenue growth.
Barry Sloane Chairman, President and Chief Executive Officer, NewtekOneBy partnering with Apiture, we will be able to deliver the comprehensive digital banking capabilities our customers will require along with the outstanding customer experience they expect online today.
Sherry Darnell AVP of eBanking, Cross Keys BankMy [Apiture] customer success manager has taken the time to get to know me and my expectations. When I have a question or issue, I can always get my CSM, or even an upper manager at Apiture team, on the phone. The team listens, takes feedback and really works to improve.
James S. (Chip) Mahan III CEO and chairman at Live Oak BankApiture and our ecosystem partners are crucial in delivering an open banking platform that allows us to treat each of our customers like the only customer in the bank. You simply cannot do that on legacy technology, and we are thrilled to be live with Apiture next-generation platform to deliver on our mission to be America’s small business bank.
Ben Brazell Executive Vice President Retail Banking, First Reliance BankOur partnership with Apiture further positions First Reliance as a leader in the banking industry. The product delivers like-features as those provided by larger institutions, but without losing the personalized relationships we have established within the communities we serve.
Sharla Reed VP of electronic banking, Savings Bank of Mendocino CountyBesides opening an account or taking a loan, our online and mobile channels are the most important services we provide. It’s something that people depend upon, and they want to know that it’s safe and secure. It’s critical that they can trust us to provide that experience and we trust Apiture to continue to deliver it.
Anthony Restel CEO, First Horizon / Virtual BankWe’re excited to partner with Apiture to launch our VirtualBank brand. Apiture’s API-first platform will enable VirtualBank to work with the leading technology companies we need to be able to compete in a digital-first market.
Jenny Casteel Director of ecommerce, Listerhill Credit UnionWe’ve had a lot of positive feedback on [Apiture’s] new mobile experience. I’ve even been contacted at home in the evening from members and employees telling me how much they enjoy the new application.
Dustin Kizer Digital services director, Alabama Credit UnionThe custom development with Apiture was one of the most effortless projects we’ve worked on. It was very low maintenance from the FI side, which was amazing.
At Apiture, we’ve integrated our digital banking platform with more than 200 leading fintech providers to deliver best-in-class solutions, and we continue to seek suppliers with innovative products or services that will drive value for community banks and credit unions.
Get in touch to see how the Apiture Digital Banking Platform can fuel your institution’s growth.
