Our Board of Directors Guy Chiarello Read Bio Guy Chiarello A renowned global leader in finance and commerce, Guy Chiarello has been at the forefront of banking, technology, and innovation for more than 30 years. Guy has led product development and technology for three Fortune 500 companies, advised some of the biggest names in Silicon Valley and Wall Street, and is recognized around the world as one of the most prominent technology leaders in the industry. Guy is currently the President of First Data Corporation, a global leader in commerce enablement. Since arriving at First Data in 2013, Guy's leadership has driven a transformation in First Data product development, bringing numerous solutions to market and acquiring several technology startups. Guy also played an integral role in guiding First Data to the largest U.S. IPO in 2015 when the company raised $2.8 Billion. Prior to First Data, Guy was the Chief Information Officer at JPMorgan Chase from 2007-2013, where he led global technology across all lines of business in more than 60 countries. Guy also served as the CIO of Morgan Stanley, where he began his career in financial services. Guy has been recognized multiple times by Institutional Investor magazine among its “Top Tech 50” and by Information Week as a “Global CIO Top 50”, was a NASSCOM CIO of the Year and is considered a key advisor by many leading technology company CEOs in the industry. Guy is a philanthropic leader who has been recognized by numerous organizations for his charitable efforts. Most recently in 2019, Guy was honored by A Chance in Life and in 2018, he was selected by the Columbus Citizens Foundation as The Grand Marshal in the annual New York City Columbus Day Parade. Between 2016-2017, Guy was chosen by the Make-A-Wish Foundation as Humanitarian of the Year, selected as Man of the Year by the New York Hall of Science. Guy has also raised millions of dollars for cancer research on behalf of the Leukemia and Lymphoma Society, the Rutgers Cancer Institute of NJ, and several other organizations. He is a graduate of The College of New Jersey (TCNJ), where he has received distinction for both athletic and professional achievements. Guy has been happily married to Denise for more than 30 years, and his greatest joy is spending time with his wife, children, and grandchildren. Chris Foskett Read Bio Chris Foskett Christopher Foskett is Executive Vice President, Head of Corporate and Business Development at First Data. He reports directly to Chairman and CEO Frank Bisignano and is also a member of First Data’s Management Committee. Chris joined First Data in May 2014 as the Head of Global, Strategic & National Accounts, where he was responsible for helping grow the company’s largest financial institution, retail, government, and business clients. Prior to his arrival at First Data, Chris spent three years at J.P. Morgan, where he was head of JPM Treasury Services North America and head of global sales. Chris also spent 18 years at Citi in a number of key executive roles, including global head of mergers and acquisitions, head of global sales for Transaction Services and global head of the Financial Institutions Group in the Corporate Bank. Chris is a member of the Board of Directors of Verisk Analytics (VRSK), an NASD firm with over $10 billion in market capitalization, and is the company’s chairman of the audit committee and serves on the finance committee. Chris lives in New York City with his wife and three children. Chip Mahan Read Bio Chip Mahan Mr. Mahan is the Founder, CEO and Chairman of the board of directors at Live Oak Bank. Mr. Mahan is a founding member of nCino and serves on nCino’s board of directors. Prior to Live Oak Bank, Mr. Mahan was the Chief Executive Officer and Chairman of the Board for S1 Corporation and founder of Security First Network Bank, the world’s first Internet bank. Under his leadership, S1 Corporation grew to become a $234 million software and services provider in only six years, averaging more than 200 percent growth year over year. At its peak, S1 had a market capitalization of $7.8 billion. During his term as CEO, Mahan was ranked as one of the 10 Most Influential Personalities in Financial Services by FutureBanker magazine. Prior to founding Security First Network Bank and S1 Corporation, Mahan launched Cardinal Bancshares, where he served as Chairman and Chief Executive Officer. Mahan built Cardinal into an institution with $800 million in total assets and took the company public in 1992. Before launching Cardinal, Mr. Mahan spent several years with Citizens Union National Bank & Trust Co., serving as President, Chief Operating Officer and Vice Chairman and becoming Chairman and Chief Executive Officer in 1984. In 1986, Mr. Mahan formed an investment group that purchased Citizens Union and subsequently sold it to BankOne Corp. of Columbus, Ohio. Mr. Mahan began his career in 1973 at Wachovia Bank & Trust Co. in Winston-Salem, NC, after graduating with a Bachelor’s degree in Economics from Washington & Lee University in Lexington, VA. Neil Underwood Read Bio Neil Underwood Mr. Underwood currently serves as President of Live Oak Bancshares, Inc. Mr. Underwood is a cofounder of nCino and helps to set technological direction for the company. Prior to joining the bank, Underwood served as General Manager of S1 Corporation (SONE), where he was responsible for the S1 Enterprise division. S1, since acquired by ACI Worldwide, Inc. (ACIW), built and deployed Financial Services systems such as online banking, payments and mobile solutions to over 3,000 financial institutions worldwide. Before S1, Mr. Underwood played a key role in launching the Americas division of Brokat Technologies AG, a global financial services software supplier based in Stuttgart, Germany. Acting as Chief Operating Officer, he was responsible for Retail and Wholesale Banking solutions for the Americas. Mr. Underwood came to Brokat as a principal of Transaction Software, which was acquired in May of 1999. A native of Miami, FL, Underwood holds a Bachelor’s Degree of Science in Industrial Engineering from the Georgia Institute of Technology.