Our Board of Directors Chris Foskett Read Bio Chris Foskett Christopher Foskett is Executive Vice President, Head of Corporate and Business Development at First Data. He reports directly to Chairman and CEO Frank Bisignano and is also a member of First Data’s Management Committee. Chris joined First Data in May 2014 as the Head of Global, Strategic & National Accounts, where he was responsible for helping grow the company’s largest financial institution, retail, government, and business clients. Prior to his arrival at First Data, Chris spent three years at J.P. Morgan, where he was head of JPM Treasury Services North America and head of global sales. Chris also spent 18 years at Citi in a number of key executive roles, including global head of mergers and acquisitions, head of global sales for Transaction Services and global head of the Financial Institutions Group in the Corporate Bank. Chris is a member of the Board of Directors of Verisk Analytics (VRSK), an NASD firm with over $10 billion in market capitalization, and is the company’s chairman of the audit committee and serves on the finance committee. Chris lives in New York City with his wife and three children. Chip Mahan Read Bio Chip Mahan Mr. Mahan is the Founder, CEO and Chairman of the board of directors at Live Oak Bank. Mr. Mahan is a founding member of nCino and serves on nCino’s board of directors. Prior to Live Oak Bank, Mr. Mahan was the Chief Executive Officer and Chairman of the Board for S1 Corporation and founder of Security First Network Bank, the world’s first Internet bank. Under his leadership, S1 Corporation grew to become a $234 million software and services provider in only six years, averaging more than 200 percent growth year over year. At its peak, S1 had a market capitalization of $7.8 billion. During his term as CEO, Mahan was ranked as one of the 10 Most Influential Personalities in Financial Services by FutureBanker magazine. Prior to founding Security First Network Bank and S1 Corporation, Mahan launched Cardinal Bancshares, where he served as Chairman and Chief Executive Officer. Mahan built Cardinal into an institution with $800 million in total assets and took the company public in 1992. Before launching Cardinal, Mr. Mahan spent several years with Citizens Union National Bank & Trust Co., serving as President, Chief Operating Officer and Vice Chairman and becoming Chairman and Chief Executive Officer in 1984. In 1986, Mr. Mahan formed an investment group that purchased Citizens Union and subsequently sold it to BankOne Corp. of Columbus, Ohio. Mr. Mahan began his career in 1973 at Wachovia Bank & Trust Co. in Winston-Salem, NC, after graduating with a Bachelor’s degree in Economics from Washington & Lee University in Lexington, VA. Neil Underwood Read Bio Neil Underwood Mr. Underwood currently serves as President of Live Oak Bancshares, Inc. Mr. Underwood is a cofounder of nCino and helps to set technological direction for the company. Prior to joining the bank, Underwood served as General Manager of S1 Corporation (SONE), where he was responsible for the S1 Enterprise division. S1, since acquired by ACI Worldwide, Inc. (ACIW), built and deployed Financial Services systems such as online banking, payments and mobile solutions to over 3,000 financial institutions worldwide. Before S1, Mr. Underwood played a key role in launching the Americas division of Brokat Technologies AG, a global financial services software supplier based in Stuttgart, Germany. Acting as Chief Operating Officer, he was responsible for Retail and Wholesale Banking solutions for the Americas. Mr. Underwood came to Brokat as a principal of Transaction Software, which was acquired in May of 1999. A native of Miami, FL, Underwood holds a Bachelor’s Degree of Science in Industrial Engineering from the Georgia Institute of Technology.